"Let’s start a conversation. We would welcome the opportunity to learn about your challenges and goals for your employee benefit plan. We are confident that our different thinking can lead to improved employee wellbeing, lower costs and greater employee appreciation – resulting in a better outcome for both you and your employees."
– Dan Dorsheimer
Founder & Principal,
AIA Benefits Resource Group

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News

4Jan, 2017

AIA Joins 23 U.S. Financial Services Firms to Create the Alera Group

We are excited to announce that AIA has joined 23 other entrepreneurial insurance and financial services companies across the United States to form Alera Group, an employee benefits, property/casualty, risk management and wealth management firm with approximately $158 million in revenue. The new firm has more than 750 employees serving more than 20,000 clients in 40 U.S. based offices across 15 states. This merger marks the first time that 24 financial services firms have joined together as one.

We will continue to offer the same high level consulting/advisory services, but now with an extensive network of national resources and […]

30Sep, 2016

US Healthcare System Remains Among Least Efficient In The World

The U.S. health-care system remains among the least-efficient in the world.

America was 50th out of 55 countries in 2014, according to a Bloomberg index that assesses life expectancy, health-care spending per capita and relative spending as a share of gross domestic product. Expenditures averaged $9,403 per person, about 17.1 percent of GDP, that year — the most recent for which data are available — and life expectancy was 78.9. Only Jordan, Colombia, Azerbaijan, Brazil and Russia ranked lower.

The U.S. has lagged near the bottom of the Bloomberg Health-Care Efficiency Index since it was created in 2012. Hong Kong and Singapore […]

26Sep, 2016

CMS: Average Medicare Advantage Premiums to Fall in 2017

Mary Ellen McIntire   |   September 22, 2016 | MorningConsult.com

Monthly premiums for seniors enrolled in the Medicare Advantage program are expected to be about 4 percent less expensive in 2017, the Centers for Medicare and Medicaid Services said Thursday.

The agency estimates that the average monthly premium for Medicare Advantage enrollees next year will be $31.40, compared to the average $32.59 consumers pay this year. About two-thirds (67 percent) of enrollees will see no premium increase next year, the agency projects.

“Medicare Advantage and the prescription drug benefit continue to be a great option for seniors and people living with disabilities,” Andy Slavitt, CMS’s acting administrator […]

15Sep, 2016

Opioid epidemic boosts costs for health insurers

By Lenay Ruhl, September 15, 2016 at 3:00 AM | CPBJ.com

In a four-year period, health insurers’ spending on patients addicted to opioid painkillers has increased more than 1,000 percent, revealing the impact of the opioid crisis on the health care system.

Between payments to hospitals, laboratories, treatment centers and other medical providers for opioid-dependent patients – or patients addicted to prescription medication or heroin – health insurers in the U.S. spent $446 million in 2015.

In 2011, health insurer payments for opioid-dependent patients totaled $32 million, according to a white paper released by Fair Health Inc., a New York-based nonprofit that provides […]

14Sep, 2016

Uninsurance rate drops to the lowest level since before the Great Recession

Maria Elena Santa Coloma, right, an insurance adviser with UniVista Insurance company, helps Shessy Gonzalez sign up for a health plan under the Affordable Care Act, on Dec. 15, 2015, in Miami. (Joe Raedle/Getty Images)

By Amy Goldstein | September 13 at 12:06 PM Follow @goldsteinamy | The Washington Post 

About 4 million Americans gained health insurance last year, decreasing the nation’s uninsured rate to 9.1 percent, the lowest level since before the Great Recession, according to new federal figures.

The figures, released Tuesday from a large annual Census Bureau survey, show that the gains were driven primarily by an expansion of coverage among […]

13Sep, 2016

GAMECHANGER Webinar Series

TRANSFORMATIONAL CONCEPTS. IMPROVING HEALTH. LOWERING COST.

EPISODE ONE:
Addressing Healthcare PRICING FAILURE through Direct Provider Contracting

Date: Thursday, September 22

Time: 11am-12pm EST

Cost: FREE Series
Where: WEBINAR – Right at your desktop!


Meet what Forbes called the “Silver Bullet” to lowering health care costs and improving your benefits at the same time. Direct provider contracting drives members to high value providers (higher quality and lower cost). According to David Chase, Self-Funded plans “can be the ‘David’ to the healthcare Goliaths and slay the cost beast” as referenced in the Forbes article below.

Who Should Attend:
CEOs, CFOs, COOs, CPOs & Human Resource Professionals

Featured Speaker:

James Millaway

James G. Millaway is a […]

12Sep, 2016

Dropout by Dartmouth Raises Questions on Health Law Cost-Savings Effort

By ROBERT PEAR | SEPT. 10, 2016 | nytimes.com
WASHINGTON — In its quest to remake the nation’s health care system, the Obama administration has urged doctors and hospitals to band together to improve care and cut costs, using a model devised by researchers at Dartmouth College.
But Dartmouth itself, facing mounting financial losses in the federal program, has dropped out, raising questions about the future of the new entities known as accountable care organizations, created under the Affordable Care Act.
The entities are in the vanguard of efforts under the health law to move Medicare away from a disjointed fee-for-service system to […]

9Sep, 2016

On Obamacare, Senators Demand Answers From Aetna

By Kimberly Leonard | Staff Writer Sept. 8, 2016, at 3:26 p.m. | USNEWS.com

Five Democratic Senators sent a letter to Aetna’s chairman and CEO Thursday saying that they were troubled by the possibility that the company was pulling its participation from health insurance exchanges in retaliation for a Department of Justice lawsuit blocking its proposed multibillion-dollar merger.

Senators including Elizabeth Warren, D-Mass., and Bernie Sanders, I-Vt., urged Aetna CEO Mark Bertolini to “answer both to your shareholders and to the thousands of Americans who trusted Aetna with their health coverage.” Among their questions: how much money the company would lose if […]

6Sep, 2016

‘Simple Choice Plans’ To Debut In 2017 Marketplace Enrollment

By Michelle Andrews September 2, 2016 | Kaiser Health News

Despite much hand-wringing about health insurers exiting the marketplaces where people buy individual coverage, in many areas consumers will likely still have a choice of plans when the 2017 open enrollment starts in November. Aiming to make picking a plan easier, the federal government, which runs the marketplaces in roughly two-thirds of states, is encouraging insurers to offer “simple choice plans” as an option this fall.

The six new standardized plan designs will eliminate many of the moving parts that have bedeviled consumers trying to make apples-to-apples comparisons between plans. The government is providing guidelines for a simple […]

2Sep, 2016

Insurers Move to Limit Options in Health-Care Exchange Plans

   

A spokesman for the Department of Health and Human Services said that many surveys have shown exchange enrollees are satisfied with the array of health-care providers in their plans, and insurers are adjusting their offerings based on consumer demand. Photo: Getty Images

By Anna Wilde Mathews | Updated Aug. 31, 2016 2:41 p.m. ET | The Wall Street Journal

Under intense pressure to curb costs that have led to losses on the Affordable Care Act exchanges, insurers are accelerating their move toward plans that offer limited choices of doctors and hospitals.

A new McKinsey & Co. analysis of regulatory filings for […]